The Swiss Life Group’s 2025 financial year at a glance
Business development
In the 2025 financial year, Swiss Life increased its profit from operations by 3% in local currency to CHF 1.8 billion. Despite CHF 35 million higher tax expenses, net profit amounted to CHF 1.3 billion, in line with the previous year. The operating result in insurance business rose by 6% in local currency to CHF 1.1 billion. The fee result amounted to CHF 858 million. Premiums came to CHF 20.9 billion – a rise of 3% in local currency. Swiss Life expanded its income from fee business by 5% in local currency to CHF 2.6 billion. The contractual service margin (CSM), which indicates the level of future, as yet unearned profit contributions from existing insurance business, grew by almost one billion to CHF 15.3 billion as at 31 December 2025. Third-party assets under management came to CHF 146 billion as at the end of 2025, with Swiss Life almost doubling net new assets from third-party business to CHF 17.7 billion. With its 2025 annual result, Swiss Life can look back on a pleasing first year of the “Swiss Life 2027” Group-wide programme and is well on track with the implementation of this programme.
Markets
As a leading European provider of comprehensive life and pensions and financial solutions, the Swiss Life Group enables people to lead a financially self-determined life. In Switzerland, France and Germany, Swiss Life offers individuals and its corporate customers comprehensive and individual advice plus a broad range of proprietary and partner products through its Sales Force and distribution partners such as brokers and banks. Swiss Life Select, Tecis, Horbach, Proventus and Chase de Vere advisors also broker suitable products from partner companies for customers. Swiss Life Asset Managers offers institutional and private investors access to investment and asset management solutions. Swiss Life provides multinational corporations with employee benefits solutions and high-net-worth individuals with structured life and pensions products. A number of subsidiaries are also part of the Swiss Life Group.
Employees
At the end of 2025, the Swiss Life Group had a workforce amounting to around 11 000 full-time equivalents worldwide and a network of around 17 000 advisors.