International
Swiss Life International is a trusted life insurance provider operating in key European and Asian markets, with a focus on employee benefits solutions and bespoke offerings for affluent and high-net-worth individuals. In addition, Swiss Life International consists of established independent financial services providers in the UK and Central and Eastern Europe that offer comprehensive financial planning and wealth management solutions.
In the reporting year, the International segment posted a result of CHF 122 million (previous year: CHF 113 million). The fee result for Swiss Life International came to CHF 85 million (+1% in local currency). The cash remittance grew by 9% in local currency to CHF 68 million.
The Global Employee Solutions business focuses on risk, pension and health solutions for multinational companies. Positive risk and volume development led to higher profitability in the reporting year. With a presence in Luxembourg, the Netherlands, Switzerland and Italy, the business is committed to strengthening and expanding its offering to address growing protection and pension gaps, with a particular emphasis on the fields of biometric risk and health solutions for select European markets.
Its Global Private Wealth business, with insurance companies in Luxembourg, Liechtenstein and Singapore, had assets under management of CHF 16.5 billion as at the end of 2025 (previous year: CHF 17.7 billion).
The fee result for the independent financial advisors in the UK and Central and Eastern Europe increased by 13% in local currency to CHF 47 million. This increase was mainly driven by the growth of the investment advisory business in the UK.
Swiss Life International made a promising start to the “Swiss Life 2027” Group-wide programme, making advances across all three of its strategic priorities. The division strengthened its solutions and services in attractive insurance and financial advisory segments, expanded its insurance distribution and financial advisory networks, and continued to enhance operational efficiency and scalability.
In 2026, Swiss Life International plans to strengthen and expand its solutions and services as well as grow its distribution and financial advisory networks to increase both the fee and insurance results. With innovative insurance solutions and flexible business platforms, Swiss Life International is well positioned to meet the evolving needs of its existing partners and customers and to expand its business.
Key figures for International
| In CHF million | ||||||
|---|---|---|---|---|---|---|
| 2025 | 2024 | +/– | ||||
| Segment result | 122 | 113 | 8% | |||
| Fee result | 85 | 86 | 0% | |||
| Cash remittance | 68 | 64 | 7% | |||
| Fee and commission income | 356 | 363 | –2% | |||
| Gross written premiums | 1 717 | 1 639 | 5% | |||
| Contractual service margin | 135 | 108 | 25% | |||
| Number of full-time equivalents | 1 339 | 1 362 | –2% | |||